McGill Mortgages

Simple, Straightforward and Stress free

We offer expert mortgage advice to help you find the right mortgage from over 90 lenders

How can we help you today?

Our mortgage experts are available to provide you with the advice you need face-to-face or, if more convenient, over the phone or video conference at a time to suit you.

About Us Meet The Team

Home Movers

Moving house is an exciting time, and we’re here to make sure you find the right mortgage.

LEARN MORE

First Time Buyers

Buying your first home can be both an exciting and nerve-racking experience. We will help guide you through the process.

LEARN MORE

Remortgaging

Whether staying with your current lender or moving to a new one, we’ll find the right remortgage for you.

LEARN MORE

Protection

Most people take out financial protection to provide for their families and alleviate any financial worries in a difficult time.

LEARN MORE

Specialist Mortgages

Some borrowers have more complex borrowing needs. These are some of the more specialist mortgages that are available.

LEARN MORE

Green Mortgage

Preferential interest rates if your “Green” home meets certain standards of energy efficiency.

LEARN MORE

Get Started with McGill Mortgages

Our mortgage experts are available to provide you with the advice you need face-to-face or, if more convenient, over the phone or video conference at a time to suit you.

We pride ourselves on our professional, friendly service, which continues throughout the lifetime of your mortgage journey.

SPEAK WITH AN ADVISER

Get in touch today

Contact our team today to discuss all your mortgage requirements or just simple friendly advice.

EXPERTS

What our amazing clients say...

James Scottish Borders

Outstanding service. I was told by my previous mortgage advisor that I couldn't remortgage my buy-to-let, but McGill Mortgages found me an excellent deal with a great rate. I checked with another High Street lender, for due diligence, and they said they couldn't match the rate I got from McGill's.

Ian Midlothian

Kris has just set up a mortgage deal for my partner & I. From the get-go, he was easy to understand & made us feel comfortable to ask any questions at every step of the way. He was always prompt to reply & made efforts to arrange calls at times to suit us at major points throughout the process to discuss options and allow us to confirm what was the best deal for us. It's easy to recommend this kind of service as he worked hard to get what we wanted. Thanks again, Kris!

Isla Scottish Borders

First mortgage for me made simple and easy by Derek and Kris. Super friendly and efficient, everything done so quick ! Can’t recommend them enough. Thanks !

Charlotte Midlothian

We've used Derek McGill several times now for new mortgages and remortgages. Derek is very friendly, professional and really understands your circumstances and is brilliant at putting your application in front of the right lender. We've recently done a full mortgage application with him for our new house purchase and we went from application going into the lender to full offer received within three working days. Really impressive service and I wouldn't hesitate to recommend Derek and his team. Every penny is a prisoner during a home move/remortgage but it's definitely worth investing in a service that makes the process stress free and usually saves you a lot in the long run as you will end up with the best product for your circumstances.

Kerry Scottish Borders

Derek Watson has walked a path with us for a few years now. His attention to detail, excellence as a broker, and his professionalism are undeniable, but it has been his kindness, care and consideration for us that will stick with us. Through this all, he has been amazing, supportive and always ready to help out even in things not mortgage related. We have come to trust him with so much and we cannot recommend him more highly. We are so impressed with all you have achieved. Thank you for everything, Derek!

Jenny & Phil East Kilbride

Derek McGill and his team are fantastic. They helped us secure our first home in East Kilbride and ensured we got the most out of our money and home. They were so quick, easy and took the time to get to know us as a couple and family. It was a no-brainer to ask for help when remortgaging when our mortgage was due. They have once again secured us on a great fixed rate. We have had conversations about house value and moving within the next 18 months also. Derek and his team will be sure to assist us with our next move. We've been very lucky to have such helpful people that do everything for you. They are a quick phone call away to sort things or help with forms. I thought mortgages and buying was stressful and difficult, but they've made it so easy and enjoyable.

Louis Strathclyde

Kris has been absolutely phenomenal in helping me with my mortgage application. My case was rather complicated, but Kris made the process a breeze. This is second time I have used McGill Mortgages and they have been outstanding both times. Worth every penny.

Emmanouil Strathclyde

I worked with Derek Watson for my mortgage, and I couldn’t be happier with the service he provided. From start to finish, Derek was professional, knowledgeable, and incredibly efficient. He guided me through the entire process with clarity and patience, ensuring I understood each step along the way. What impressed me the most was Derek’s speed in getting everything done without sacrificing quality. He went above and beyond to secure the best deal for me in record time. Highly recommended!

Adrianna Scottish Borders

Brilliant service from Kris. His support and proactive approach made the whole process so smooth and quick. Definitely recommend Kris, you’ll feel like talking to a friend who has your best interest at heart.

Laura Scottish Borders

We went with McGill mortgages for buying our first house and couldn’t recommend Derek and his team more. Derek is super helpful and answered any questions we had. Derek sorted everything for us perfectly and made it a stress-free process! He has also kept in touch with us after moving in to make sure everything went ok. We will be sure to use and keep in touch with Derek and his team in the future.

Rachael Glasgow

Derek McGill and the team at McGill Mortgages were so reliable and supportive. They explained everything very well and my mortgage was approved quickly as a result. Highly recommend.

Csaba London

We are extremely grateful for Derek’s work!. He was the only one who helped us during the festive period when everyone else was on holiday. We were very nervous as first time buyers but he guided us through the whole process with a very friendly, positive and encouraging attitude! He got us a mortgage in record time! It’s been a pleasure working with him. We will recommend him for sure to everyone who needs a professional help! Thank you Derek!!

Lauren Strathclyde

I worked with Derek and his team when applying for my first mortgage. They were very helpful and friendly and always available for support. They made the whole process so much easier for me as a first time buyer. I would highly recommend McGill Mortgages and I couldn't have done it without them.

Michael Edinburgh

I received an extremely professional service from Kris. He was always available to answer my messages. Emails and phone calls especially out of normal working hours including Saturdays and Sundays. My remortgage and Protection policy have been arranged stress free by Kris. I honestly cannot believe how easy he made everything. Many thanks for all your help Kris, it’s been an absolute pleasure dealing with you.

Mhairi Scottish Borders

As a first time buyer, Derek McGill made the process seamless and stress free and was extremely helpful in finding the best deal. He was patient and explained everything in full detail to two first time buyers. His communication was outstanding, and we were kept in the loop throughout the whole process. Would wholeheartedly recommend McGill mortgages.

Madiha Lanarkshire

As a first-time buyer everything seemed so complicated and surprising but Derek Watson made the whole experience of getting my mortgage easy and stress-free. We received our mortgage offer this morning and we are happy beyond words and thankful to Derek and his team. From start to finish he kept us well informed and communicating with him was so easy. I can't wait to move into my new house and I will recommend Derek and his team at McGill Mortgages.

Jenny & Phil

Derek, thank you so much for all your hard work, brilliant work ethic and laid back approach to organising our first home for Philip and I. We can't thank you enough.. We've waited a long time for this day for so many reasons and you have helped make that possible. You're a super star!

Karen & Alan Scottish Borders

This is our 2nd time using McGill Mortgages, 1st time was when we moved in together 2yrs ago and the time savings and so much less stress Derek gave to us was very much welcomed. We revisited Derek when due for rate renewal and enlisted the support of Kris who again took the stress out of the process and handled all our paperwork as well as securing us the best deal. Thank you both so much, highly recommended services.

Jill Scottish Borders

Friendly, efficient and down to earth service from McGill Mortgages. We were kept up to date throughout the entire process, with Derek and Kris answering all our questions without any complicated jargon! This made a daunting process so much easier. Definitely recommended, Thank you.

Leigh Scottish Borders

We recently re-mortgaged and wouldn’t go anywhere else! So friendly, professional and helpful from the start to finish. Nothing is too much bother! They make a great and can’t recommend these guys enough. Thank you both !

Freya Edinburgh

Both Derek and Kris were friendly and helpful through every step of the way, and as a first time buyer they made the whole process much less stressful! Overall very professional and fantastic service, thank you so much!

The important small print

Why McGill Mortgages stands out...we can provide face-to-face, telephone and video advice.

We search thousands of mortgage deals to find the right one for our customers' individual circumstances and needs. Many of these deals cannot be found on the high street and are exclusive to us through our network - Mortgage Advice Bureau.

Because we play by the book we want to tell you that…

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.